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For international buyers

Building your second home in Costa Rica

Verde Horizonte is built for both Costa Ricans and international buyers. Local-bank financing, escrow, USD HOA, a fresh-mountain climate at 1,000 m and direct access to the Pacific beaches.

Buy as a foreigner

Same property rights as locals. No residency required. We connect you with the right attorney and bank.

USD financing

Lafise (Expo 1, fixed 6.50% / 7.50%), Coopealianza, BCR and BN accept foreigners. Lower loan-to-value, trust-based.

Mountain + beach

Cool 1,000 m climate, Chirripó hikes, Dominical surf at 35 min, full city services at 2.4 km.

USD financing

Estimate your monthly payment in dollars

All options that finance foreigners with USD mortgages, sorted by monthly payment. Includes average insurance. Your sales rep connects you with the right loan officer.

Price: $188,000Down payment: $18,800Financed: $169,200
BankInitial rateFinancingTermMonthly
bestLafiseEXPO 1: 6,50% (2 años) + 7,50% (3 años)90%30 yrs$1,069
MUCAP7,2% tasa fija a 3 años90%30 yrs$1,151
Promérica6,75% (1 año) → 7,75% (año 2)90%30 yrs$1,154
Banco de Costa Rica7,35% tasa fija 2 años80%25 yrs$1,227
Banco NacionalHipoteca op.1: 7,50% fija 24m (op.2: 8% fija 36m · fideicomiso: 7,95% fija 24m)90%30 yrs$1,241
CoopealianzaTRI + 6 pp (piso 10,50%)80%30 yrs$1,548

Estimates include average insurance. Confirm with your assigned loan officer. HOA: ~$115/mo additional.

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FAQ

Frequently asked

Can foreigners buy a home in Costa Rica?
Yes. Foreigners can buy and own property in Costa Rica with the same rights as Costa Ricans (Constitution, Art. 19). No citizenship or residency required.
What financing options apply to foreigners?
Lafise (Expo 1 USD, pre-approval from the U.S. via a trust), Coopealianza, BCR and Banco Nacional accept foreigners. Financing percentages are lower (60–70%) and a trust (fideicomiso) is required. Your sales rep connects you with the right loan officer.
How do I pay if I live abroad?
The recommended path is an escrow at a Costa Rican bank (BCR, BN). Your attorney and the developer agree on the escrow agent; funds release against milestones (closing, title transfer).
What's the HOA in USD?
₡60,000 / month, ≈ $115 USD. It includes perimeter security, common green areas and street maintenance.
How do I get there from San José?
Via the Inter-American Highway South (Route 2), ~2h30. In San Isidro de El General, take Route 243 toward Dominical for 2.4 km to La Corona. Verde Horizonte is 100 m east.
For expats / Para extranjeros | Verde Horizonte